When you get into a car accident, the last thing you want to do with is the annoying insurance adjusters who try to make you say the wrong thing, even though you are innocent. A person may not be in their best mind right after a car accident. They may say things that they do not mean or structure their sentences in such a way that they can be twisted into something different entirely.
If you were injured in a car accident, you first want to contact a car accident attorney. With an attorney by your side, you will be able to tackle the tricky questions of the insurance company and come over every other obstacle that makes most people lose their cases. Click here to learn more about your rights.
Insurance adjuster secrets you should know about
The insurance adjuster may seem kind, but they are not there to help you.
Always remember that regardless of whose fault it is in the accident, the insurance company is profit making organization and will look out for their own gain instead of yours. The insurance adjuster may call you immediately after the car accident and ask questions that make it look like they care about your health. For example, they may say things like, “Are you okay?” or “We hope you are fine.”
However, by asking or saying these things, they are most likely trying to trick you into saying something problematic.
The insurance adjuster will use your recorded statements against you.
When the insurance adjuster calls you to speak with you about the accident, they may ask whether you wish to allow them to record your statement. Most people are unaware of this, but you would be within your right to refuse the insurance adjuster from recording your statements. If they still record it, you can legally sue them.
While you trust yourself to say the right thing, you should not underestimate the insurance company’s ability to twist your words or make you look problematic. They may even confuse you with their tricky questions.
The insurance adjuster will give you false deadlines.
The insurance company wants you to accept the low settlement offer. That is why they may give you a false deadline, saying that you must accept the offer within a specified date or you might lose your right to compensation. In reality, you can negotiate with the insurance company for a better offer, and if they do not listen, you can take your case to court.